Ending Employment

Ending Employment with the Archdiocese of Saint Louis
When your employment terminates from the Archdiocese of St. Louis, you may have options to continue your insurance coverage. Please refer to the Post Employment Benefit Handout for a summary of benefit continuation options, including healthcare coverage.

Healthcare Coverage Continuation Options:

The two options and applicable summaries outlining the eligiblity criteria can be found by clicking on the links below:
  1. Continuation of Coverage  

  2. Early Retiree 

Continuation of Coverage and Early Retiree plan information:


  • Your age and length of benefit eligible service upon employment termination determines which option you are eligible to continue.
  • The monthly cost for the Continuation of Coverage and the Early Retiree options is the same.  
  • The major differences between the two continuation options are the eligibility requirements and the duration period. 
  • Both options have the same level of coverage as the active plans through UHC and Delta Dental/Vision. (see Major provisions and comparison)
  • WEX Health administers the Continuation of Coverage and Early Retiree options. Please click here for updated information on WEX
  • Termination from employment is required before a Welcome Letter is sent from WEX
  • Special enrollment instructions for qualifying events
  • Major provisions and comparison
General guidelines for when coverage ends for health insurance:


  • Upon employment termination coverage will end on the last date of the month.  
  • If an employee cancels coverage due to a qualifying event, coverage ends on the date of the qualifying event.
  • If a dependent turns 26 years old, the coverage will end on the last day of the birthday month.
  • Continuation of Coverage/Early Retiree participants may discontinue their coverage at any time; premiums will not be prorated and coverage will terminate at the end of the month in which the cancellation request is received.
  • If you terminate your coverage for any reason, you are not able to reinstate your coverage at a later date.


Effective January 1, 2023, United Healthcare Group Medicare Advantage (PPO) plan offering will be made available to eligible retirees (future and former). 
If you have any questions regarding this offering, please contact UHC directly at 1-877-714-0178.
The UHC plan guides are posted below for your reference; per Medicare guidelines, we are required to post all three plan guides.  The information within the plan guides is the same, however, depending on where you reside your group number and premium cost may vary.  To determine which plan guide/tier applies to you, click here and find the state in which you reside.  


Important notes:
  • A transfer to another Archdiocesan retirement plan participating employer, including any Catholic Charities agency, does not meet the eligibility requirements for a rollover and/or distribution under the retirement plan. 
  • Additionally, a transfer to/from an Archdiocesan participating employer/Catholic Charities employer retirement plan requires new enrollment into the applicable retirement plan.   
  • Upon employment termination you may request a rollover and/or distribution from your account through empower; however, distributions and/or rollovers cannot be processed until your final paycheck has been issued.  
  • The last paycheck does not determine the last date of employment.
  • COBRA, a law regarding temporary continuation of coverage for qualified employees/dependents, is not applicable to church plans. It has no bearing on this plan or the Archdiocese of St. Louis. In its place, however, please refer to the provisions and costs for the Continuation of Coverage and Early Retiree plans.

please contact the office of human resources at [email protected] for additional questions. 

Thank you for your service to the Archdiocese of Saint Louis.