Ending Employment

Ending Employment with the Archdiocese of Saint Louis

When your employment terminates from the Archdiocese of St. Louis, you may have options to continue coverage, if eligible. Please refer to the Post Employment Benefit Handout 2022-2023 for further information regarding the benefit plans, eligibility, the costs, and the process to continue coverage, if applicable.  The Early Retiree/Continuation of Coverage Rates FY23 are effective 7/1/22 - 6/30/23, and also available for your reference.  

Effective January 1, 2023, United Healthcare Group Medicare Advantage (PPO) Plan offering will be made available to eligible retirees (future and former).  If you have any questions regarding this offering, please contact UHC directly at 1-877-714-0178.

The UHC plan guides are posted below for your reference; per Medicare guidelines, we are required to post all three plan guides.  The information within the plan guides is the same, however, depending on where you reside your group number and premium cost may vary.  To determine which plan guide/tier applies to you, click here and find the state in which you reside.  

The coverage offered is through United Healthcare, Optum Rx, Delta Dental, and Delta Vision. This is the same level of coverage as offered to active employees in either the Premier or Standard plan.  You cannot separate the benefits; this is offered as one plan.   

Please refer to the Early Retiree Plan and/or the Continuation of Coverage specific documents regarding the plan provisions, costs, and eligibility requirements for continuation of insurance coverage through the Archdiocese of St. Louis, noting the following:

  • Your eligibility determines in which plan you may enroll.
  • The monthly cost for the Early Retiree and the Continuation of Coverage plan is the same.  
  • The major differences between the two continuation options are the eligibility requirements and the duration period.  

Please note that enrolling in either the Early Retiree or Continuation of Coverage Plan, is considered a Special Enrollment period, therefore, you may choose to change from the Standard plan to the Premier plan or Premier plan to Standard plan.  Other Special Enrollment period information may be found at the following link: Special Enrollment Instructions for Qualifying Events. The Major Provisions and Comparison document provides additional information regarding the Standard and Premier insurance plan options.

If you would like to enroll upon termination of employment, please fully complete the Continuation of Coverage Form, the Auto Debit Form, and include a voided or cancelled check.  Submit all documents to the Office of Human Resources for eligibility review and processing.

The last day of employment will be needed from the employer to initiate enrollment with the Early Retiree or Continuation of Coverage Plan.  This information is typically provided by the employer via a Personnel Action Form (PAF) to the assigned HR Coordinator for your location. Please contact the business manager or benefits contact at your place of employment if you have any questions regarding this process.

General Guidelines

When coverage ends for health insurance:

  • Upon employment termination coverage will end on the last date of the month.  
  • If an employee cancels coverage due to a qualifying event, coverage ends on the date of the qualifying event.
  • If a dependent turns 26 years old, the coverage will end on the last day of the birthday month.
  • Early Retiree/Continuation of Coverage participants may discontinue their coverage at any time; premiums will not be prorated and coverage will terminate at the end of the month in which the cancellation request is received.

Important Notes:

  • A transfer to another Archdiocesan Retirement Plan participating employer, including any Catholic Charities Agency, does not meet the eligibility requirements for a rollover and/or distribution under the retirement plan. 
  • Additionally, a transfer to/from an Archdiocesan participating employer/Catholic Charities employer retirement plan requires new enrollment into the applicable retirement plan.   
  • Upon employment termination you may request a rollover and/or distribution from your account through EMPOWER; however, distributions and/or rollovers cannot be processed until your final paycheck has been issued.  
  • The last paycheck does NOT determine the last date of employment.
  • COBRA, a law regarding temporary continuation of coverage for qualified employees/dependents, is not applicable to church plans. It has no bearing on this plan or the Archdiocese of St. Louis. In its place, however, please refer to the provisions and costs for the Early Retiree and Continuation of Coverage Plans.
 

Please contact the Office of Human Resources at [email protected] for additional questions. 

Thank you for your service to the Archdiocese of Saint Louis.